If the current balance is less than US$50, the minimum payment amount shall be equivalent to the current balance. Card transactions effected in foreign currencies other than US dollars will be converted to US dollars before being converted into Singapore dollars, except for Australian dollars on Visa cards which will be converted into Singapore dollars directly. US$50 or 1% of the current balance plus interest charges (including interest/service charges for any recurring/instalment payments) plus late payment charge plus any overdue amounts plus the amount in excess of the combined credit limit; whichever is greater. But when does it actually make more sense to fork out that annual fee rather than request for a waiver? The Citi PremierMiles card has a 3.25% foreign currency transaction fee, which is among the highest on the market in Singapore. How to refinance home loans in Singapore: The New Normal – Life at Home After the 2020 Circuit Breaker, What is credit card fraud and how to prevent it from happening, Best student and retiree credit cards with no minimum income in Singapore. Cash back credit card offers benefits of up to 10% cash back on Petrol Groceries Dining Grab Rides. The effective interest rate applicable on your account will be: * An account is considered past due if the minimum payment due is not received in full before the payment due date. Your quick and easy guide to banking fees. This rate will be effective after the next Statement billing date following the payment due date and your interest rate will revert to the prevailing product interest rate as soon as your account is no longer past due* in the current and last two months. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. Fee Waiver & Application Status (Requires you to leave your contact details) nd 4. Request via digibot. If you’re a new credit card user, it might seem a little much to straight up ask for an annual fee waiver. Otherwise, annual fee for principal card is RM100 and RM70 for your supplementary cardholder. It’s usually a reflex action to request for credit card annual fee waivers – banks have even automated to streamline the process. Check and Draft Payments - All check payments should be in United States dollars, crossed and made payable to Citibank Singapore Ltd. ... Citi PM Card v. American Express Singapore … If you request COVID-19 assistance for your Citi credit card, ... accrue interest on your account if you don't make a payment during Citi's waiver period. If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$40 will be levied. The credit limit of the product will be determined by the Company, subject to the Bank's approval. You may request to waive your annual fee, finance or late charges. As value investors in Singapore, Journey with money is sharing how to manage money through credit card fee waiver. You may have to check with the relevant merchant whether such transaction was processed outside Singapore. This year 2020, Citibank told me that they cannot waive the annual fee but, interestingly, gave me a guarantee that my Shell Citi card annual fee in 2021 will be automatically waived. By Simon Zhen Updated: Nov 05, 2020 If you don’t get the waiver, there may be some alternative rewards given that might be worth the annual fee; just pick up the phone and ask before the next fee payment date. Rewards & other services. To enjoy the annual fee waiver on Citibank Credit Cards, the client must maintain a minimum balance of US$200,000. Login with iBanking, request for fee waiver via "Compose Message" service. If the current balance on your Citi Ready Credit SmartCash (“CRCS”) account, including any Quick Cash (“QC”) minimum payment if you have a QC (“CRCS Outstanding Balance”) is less than S$50, the minimum payment amount shall be equivalent to the current CRCS Outstanding Balance. Citi Corporate Card (Cardmember Liability and Personal Liability). An … How can you waive your Citibank credit card annual fee in Singapore? Credit cards are a godsend that most Singaporeans can access nowadays. Service fee of S$10.70 (inclusive of GST) will be charged (on a per account basis) for each payment made to Citi Credit Card account(s) over the counter at Citibank Branches. They offered a prestige at one point but claimed cannot waiver fees but it did come with an ipad plus a bunch of airmiles and other perks that made it worth paying the first year fees. Bill Payment. An interest rate of 26.95% per annum will be applicable in the event your account is past due* in the current month. Call Citibank Singapore Hotline 65-6225-5225; Key in your NRIC or Credit Card number; Press 1 for late or interest fee waiver; Press 1 to place … Compare Citibank credit cards with an annual fee waiver in Hong Kong to save credit card spending and earn rewards at the same time. This is because after the first year, the subsequent years’ annual fee is waived with a minimum of $12,500 charged to the card for the whole year. Your liability for unauthorized transactions on each credit card account is capped at $100 provided that Citibank is satisfied that you have (i) not been negligent, (ii) not acted fraudulently and (iii) immediately notified Citibank about the loss/theft/disclosure. Cashline Fee Waiver. I don't know if I qualified for any minimum spend. The employee's credit limit will be based on the boss's credit limit. I've had it waived each year for the past two years. If the current balance is less than US$50, the minimum payment amount shall be equivalent to the current balance. Request via digibot. | See also: Credit card myths every Singaporean needs to stop believing |. Cash back credit card offers benefits of up to 10% cash back on Petrol Groceries Dining Grab Rides. You may pay your Card Account in the following ways: Accounts that are not over the credit limit: US$50 or 1% of the current balance plus interest charges (including interest/service charges for any recurring/instalment payments) plus late payment charge plus any overdue amounts; whichever is greater. Transactions in Currencies Other Than United States Dollars, The prevailing retail interest rate of 26.9% per annum and cash interest rate** of 26.9% per annum; or, A promotional retail interest rate of 20.9% per annum and cash interest rate** of 20.9% per annum which may be extended based on the good conduct of your account. 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